At Peace

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Tuesday, August 25, 2009


What is the scariest ayat in the Quran?

Imam Abu Hanifa said – it is the ayat when Allah declares war against those who are involved with riba’.
Imam Malik commented that there is no other sin that Allah declares war against it, except riba’ – hence it is the worst possible sin.

O you who believe! Be afraid of Allah and give up what remains from Riba, if you are believers. And if you not do it, and take a notice of war from Allah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly, and you shall not be dealt with unjustly. (Quran 2:278-279)

Have we checked all our possessions and assets- are those free from riba’?
Our house, car, bank, credit card, personal loan, insurance (travel, health, car), our job – are we sure we are not involved?

For those who are capable of avoiding riba’ altogether, may Allah make it easy for you. With the billion dollars Islamic banking/finance industry, we as Muslims should be at the frontline supporting. Of course we can use our only excuse to be involved with Riba’ – darurat (extreme necessity). But we should ask ourselves, how much of it is really of extreme necessity that we prepare to chance it – raging war with Allah and His Messenger?

It is true (to certain extent) that we need to pay more when we take Islamic finance compare to conventional loan. This particular point has put off many people from Islamic finance. I have to agree on this point, that it would be much better if we have to payback less with Islamic finance. However, the industry is still new as compared to conventional bank. We prepare to pay extra for Halal chicken, or allocate some time for praying instead of doing something we love (not that i suggest we don’t like praying) – why not going extra for Islamic finance? It might not be for short term benefit, but certainly beneficial in long run. Insya-Allah.

I have to acknowledge Ustaz Zaharuddin Abd Rahman for he has successfully triggerred awareness about riba/interest in my family as well as thousands other visitors to his website: May Allah reward him for every effort and continue to reward him for his beneficial knowledge till the Day of Judgment.

May Allah make it easy for us to choose the right way. It is not easy.


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